Commercial Lending
We work closely with local business owners to ensure their business stays confident and financially resilient.
Alliance Bank & Trust
offers commercial business loans and lines of credit for new and existing businesses in and around Gastonia, Shelby, Kings Mountain, and the Lake Norman and Lake Wylie communities. Every business loan and line of credit is specifically tailored for your business. We work closely with local business owners to ensure their business stays confident and financially resilient. Our commercial loan products are designed to meet your business needs, both short and long term.
We offer a variety of products and services, which include:
- Owner occupied real estate loans
- Lines of credit (to address seasonal cash needs, receivables or inventory financing, and other short-term borrowing needs)
- Construction loans
- Equipment financing
- Debt refinancing
- SBA loans (fast processing, competitive rates, flexible term options to improve repayment ability and preserve working capital)
- Many other types of loans to meet your business needs. We will customize loans to meet your business needs.
Business loan decisions are made locally, so quick turn-around time is the standard. Contact a member of our Commercial Lending Team today to find out how we can help you grow your business!
Business Credit Card
We offer three Business Platinum Credit Cards from MasterCard® to meet your business priorities.
- Platinum Classic: competitive Annual Percentage Rates, online access to your card account information, extensive security and travel assistance
- Platinum Payback: earn 1% cash back on all your qualifying purchases, paid to you automatically on an annual basis
- Platinum Preferred: convert your points earned into valuable rewards, such as airfare, merchandise, and gift cards; additional enhancements can include identity theft resolution services and travel accident insurance.
MasterCard and MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
For more information about or to apply for any of our Commercial Lending or Credit products please contact one of our Commercial Bankers.
Regional President for Business Development
Dale Oliver
Alliance Bank & Trust
412 South Dekalb Street, Shelby, NC 28150
Mailing: PO Box 2869, Shelby, NC 28151
Phone: (704) 648-0303
Fax: (704) 471-0208
Dale.Oliver@alliancebankandtrust.com
Gaston County Market President
Brad Wilson
Alliance Bank & Trust
292 West Main Avenue, Gastonia, NC 28052
Mailing: PO Box 1099, Gastonia, NC 28053
Phone: (704) 648-0180
Fax: (704) 830-1601
Brad.Wilson@alliancebankandtrust.com
SVP, Senior Business Development Officer
Steve Huffstetler
Alliance Bank & Trust
292 West Main Avenue, Gastonia, NC 28052
Mailing: PO Box 1099, Gastonia, NC 28053
Phone: (704) 874-0092
Fax: (704) 830-1601
Steve.Huffstetler@alliancebankandtrust.com
Cleveland County Market President
Jayson Philbeck
Alliance Bank & Trust
292 West Main Avenue, Gastonia, NC 28052
Mailing: PO Box 1099, Gastonia, NC 28053
Phone: (704) 648-0186
Fax: (704) 874-0093
Jayson.Philbeck@alliancebankandtrust.com
Rutherford County Market President
Derek Yelton
Alliance Bank & Trust
412 South Dekalb Street, Shelby, NC 28150
Mailing: PO Box 2869, Shelby, NC 28151
Phone: (704) 648-0306
Fax: (704) 471-0208
Derek.Yelton@alliancebankandtrust.com
Lincoln County Market President
Tracy E. Barger
NMLS# 711923
Alliance Bank & Trust
226 East Main Street, Lincolnton, NC 28092
Phone: (704) 675-5065
Fax: (704) 830-1601
Tracy.Barger@alliancebankandtrust.com
Portfolio Manager and Credit Manager
Dana Lundquist
NMLS# 711909
Alliance Bank & Trust
292 West Main Avenue, Gastonia, NC 28052
Mailing: PO Box 1099, Gastonia, NC 28053
Phone: (704) 648-0182
Fax: (704) 830-1601
Dana.Lundquist@alliancebankandtrust.com
© Copyright 2014 AB&T Financial Corporation | Privacy Statement
†Alliance Bank & Trust may provide links to web pages which are not part of the Alliance Bank & Trust website or Alliance Bank & Trust domain names. These sites are not under Alliance Bank & Trust control, and Alliance Bank & Trust is not responsible for the information or links you may find there. Alliance Bank & Trust is providing these links only as a convenience. The presence of these links on any Alliance Bank & Trust website is not intended to imply Alliance Bank & Trust endorsement of that site, but to provide a convenient link to relevant sites which are managed by other organizations, companies, or individuals.