Investor Information

Alliance Bank & Trust works with FIG Partners, LLC of Atlanta, as market maker with our company’s stock on the OTC Bulletin Board (OTCBB). We are currently trading under the stock symbol ABTO. This arrangement provides our shareholders with a more ready market to buy or sell shares, resulting in greater liquidity for your investment.

Your Board of Directors’ overall plan is to enhance shareholder value, provide greater liquidity for your shares and increase our company’s exposure to the investment community. We selected FIG Partners as our broker/dealer, because they have extensive experience and industry expertise. FIG specializes in the financial services sector with a focus on the Southeastern region.

In the future, if you wish to buy additional shares or sell your current shares, you may contact our FIG representative, at 1-866-344-2657. If you have any questions, please do not hesitate to call us.

Investment Products:

• Are NOT insured by the FDIC or any other government agency
• Are NOT deposits of or guaranteed by the Bank
• May lose value

ABTO Board Policies

• Luxury Expenditure Policy
• Audit Committee Charter
• Compensation Committee Charter
• Nominating Committee Charter

Annual Disclosure Statement

The Federal Deposit Insurance Corporation requires FDIC-Insured State-Chartered Banks that are not members of the Federal Reserve System to prepare, and make available on request, annual disclosure statements of the bank’s financial condition. The first copy of the annual disclosure statement shall be provided to a requester free of charge. An annual disclosure statement may be requested from:

Roger Mobley, EVP, CFO
Alliance Bank & Trust
PO Box 1099, Gastonia, NC 28053
PH: 704-867-5828