Personal Banking

We’ve designed our personal checking products to meet a variety of checking needs while keeping the selection process simple. The first step is to decide which type of account you want.

With any of these checking accounts you have access at no cost to many additional features and options, such as: secure online banking, mobile banking, bill payment, eStatements, an ATM/Debit card, and more!

Personal Checking Accounts

This chart can help you decide which Alliance checking account is the best fit for you:

  Simple Checking Gold Checking Prime Checking
Maintenance Fee $5 monthly maintenance fee unless enrolled in e-statements $15 monthly maintenance fee or $10 with e-statements unless $1,500 minimum daily balance requirement or combination of $10,000 minimum daily balance in combined deposit accounts met $5 monthly maintenance fee unless enrolled in e-statements
Balance Requirements $50 to open $100 to open; $250 minimum daily balance required to earn interest* $100 to open; $250 minimum daily balance required to earn interest*
Interest Rates Does not earn interest Tiered interest rates. $250 minimum daily balance requirement to earn interest*; tiered rates, can change based on account balance Premium interest rate; $250 minimum daily balance requirement to earn interest*
ATM Fees All ATM fees reimbursed, even non-Alliance ATM fees All ATM fees reimbursed, even non-Alliance ATM fees All ATM fees reimbursed, even non-Alliance ATM fees
Limitations     Available to any customer age 50 or older
Checks   First order Alliance Series checks free or $4.50 credit toward any other style First order Alliance Series checks free or $4.50 credit toward any other style
Additional Features Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing
Additional Features   No fee for official checks; no fee for 3×5 safe deposit box  
  Simple Checking
Maintenance Fee $5 monthly maintenance fee unless enrolled in e-statements
Balance Requirements $50 to open
Interest Rate Does not earn interest
ATM Fees All ATM fees reimbursed, even non-Alliance ATM fees
Limitations n/a
Additional Features Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing
  Gold Checking
Maintenance Fee $15 monthly maintenance fee or $10 with e-statements unless $1,500 minimum daily balance requirement or combination of $10,000 minimum daily balance in combined deposit accounts met
Balance Requirements $100 to open; $250 minimum daily balance required to earn interest*
Interest Rate Tiered interest rates. $250 minimum daily balance requirement to earn interest*; tiered rates, can change based on account balance
ATM Fees All ATM fees reimbursed, even non-Alliance ATM fees
Limitations n/a
Checks First order Alliance Series checks free or $4.50 credit toward any other style
Additional Features Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing
 
Additional Features No fee for official checks; no fee for 3×5 safe deposit box
  Prime Checking
Maintenance Fee $5 monthly maintenance fee unless enrolled in e-statements
Balance Requirements $100 to open; $250 minimum daily balance required to earn interest*
Interest Rate Premium interest rate; $250 minimum daily balance requirement to earn interest*
ATM Fees All ATM fees reimbursed, even non-Alliance ATM fees
Limitations Available to any customer age 50 or older
Checks First order Alliance Series checks free or $4.50 credit toward any other style
Additional Features Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing
 

*Please contact a Branch Manager or Personal Banker at one of our branches for current fees and interest rates.

For more information or to open an account, please see a Branch Manager or Personal Banker at one of our conveniently located branches.