Personal Checking Accounts

We’ve designed our personal checking products to meet a variety of checking needs while keeping the selection process simple. The first step is to decide which type of account you want.

With any of these checking accounts you have access at no cost to many additional features and options, such as: secure online banking, mobile banking, bill payment, eStatements, an ATM/Debit card, and more!

This chart can help you decide which Alliance checking account is the best fit for you:

	Simple Checking	Gold Checking	Prime Checking
Maintenance Fee	No monthly maintenance fee; $5 paper statement fee	$10 monthly maintenance fee unless $1,500 minimum daily balance requirement or combination of $10,000 minimum daily balance in combined deposit accounts met; $5 paper statement fee	No monthly maintenance fee; $5 paper statement fee
Balance Requirements	$50 to open	$100 to open	$100 to open
Interest Rates	Does not earn interest	$250 minimum daily balance requirement to earn interest*; Tiered rates, can change based on account balance	$250 minimum daily balance requirement to earn interest*
ATM Fees	All domestic ATM fees reimbursed	All domestic ATM fees reimbursed	All domestic ATM fees reimbursed
Limitations			Available to any customer age 50 or older
Checks		First order Alliance Series checks free or $4.50 credit toward any other style	First order Alliance Series checks free or $4.50 credit toward any other style
Additional Features	Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing	Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing	Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing
Additional Features	Complimentary e-Statements	Complimentary e-Statements; no fee for official checks; no fee for 3×5 safe deposit box	Complimentary e-Statements

	Simple Checking
Maintenance Fee	No monthly maintenance fee; $5 paper statement fee
Balance Requirements	$50 to open
Interest Rate	Does not earn interest
ATM Fees	AAll domestic ATM fees reimbursed
Limitations	n/a
Additional Features	Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing; Complimentary e-Statements

	Gold Checking
Maintenance Fee	$10 monthly maintenance fee unless $1,500 minimum daily balance requirement or combination of $10,000 minimum daily balance in combined deposit accounts met; $5 paper statement fee
Balance Requirements	$100 to open
Interest Rate	$250 minimum daily balance requirement to earn interest*; Tiered rates, can change based on account balance
ATM Fees	All domestic ATM fees reimbursed
Limitations	n/a
Checks	First order Alliance Series checks free or $4.50 credit toward any other style
Additional Features	Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing
Additional Features	Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing; Complimentary e-Statements; no fee for official checks; no fee for 3×5 safe deposit box

	Prime Checking
Maintenance Fee	No monthly maintenance fee; $5 paper statement fee
Balance Requirements	$100 to open
Interest Rate	$250 minimum daily balance requirement to earn interest*
ATM Fees	All domestic ATM fees reimbursed
Limitations	Available to any customer age 50 or older
Checks	First order Alliance Series checks free or $4.50 credit toward any other style
Additional Features	Free online banking, bill pay, and mobile banking; free debit card and unlimited check writing; Complimentary e-Statements; no fee for official checks; no fee for 3×5 safe deposit box

*Please contact a Branch Manager or Personal Banker at one of our branches for current fees and interest rates.

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Personal Checking Accounts

Personal Checking Accounts

For more information or to open an account, please see a Branch Manager or Personal Banker at one of our conveniently located branches.