Personal Lending

We offer a variety of lending solutions to help you pay for major purchases or unexpected expenses – from purchasing a car or remodeling your home to paying for college.

Personal Lending Options

  • Home Equity Lines of Credit
  • Installment Loans
  • Motor Vehicle Loans
  • Acreage or Lot Loans

Consumer Credit Card

We offer three Platinum Credit Cards from MasterCard® to meet your individual priorities and lifestyles.

  • Platinum Classic: competitive Annual Percentage Rates, online access to your card account information, extensive security and travel assistance
  • Platinum Payback: earn 1% cash back on all your qualifying purchases, paid to you automatically on an annual basis
  • Platinum Preferred: convert your points earned into valuable rewards, such as airfare, merchandise, and gift cards; additional enhancements can include identity theft resolution services and travel accident insurance.

MasterCard Logo

MasterCard and MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

For more information about or to apply for any of our Personal Lending or Credit products please see a Branch Manager in one of our conveniently located branches.


Branch Manager

Jada Williams

Jada Williams

Alliance Bank & Trust Union Road Branch

2227 Union Road, Gastonia, NC 28054
Phone: (704) 648-0316




Branch Manager

Val Hughes

Val Hughes

Alliance Bank & Trust Kings Mountain Branch

209 South Battleground Avenue
Kings Mountain, NC 28086
Phone: (704) 648-0244


Branch Manager

Boone Bradley

Alliance Bank & Trust Shelby Branch

NMLS ID 437744

412 S. Dekalb Street, Shelby NC 28150
Mailing:  PO Box 2869, Shelby NC 281513
Phone: (704) 648-0305




Senior Vice President & Retail Banking Manager

Sally McArver

Sally McArver

Alliance Bank & Trust Main Branch

NMLS ID 769820

292 West Main Avenue, Gastonia NC 28052
Mailing:  PO Box 1099, Gastonia NC 28053
Phone: (704) 648-0187