Personal Savings

Our personal savings products are tailored to meet a variety of needs. Whether you’re saving for college, a new car, or a rainy day, Alliance understands savings accounts are just as unique as the people who use them.

Personal Savings Accounts

This chart can help you decide which Alliance savings account is the best fit for you:

  Simple Savings Gold Savings Alliance Money Market
Maintenance fee $5 monthly maintenance fee unless $100 minimum daily balance requirement is met $10 monthly maintenance fee unless $5,000 minimum daily balance requirement is met $15 monthly service fee unless $10,000 minimum daily balance requirement is met
Balance Requirements $100 to open $5,000 to open $10,000 to open
Interest Rate No minimum balance requirement to earn interest* $250 minimum daily balance requirement to earn interest*; Tiered rates, can change based on account balance $2,000 minimum daily balance requirement to earn interest*; Tiered rates, can change based on account balance
Transaction Limitations** Maximum six (6) withdrawals per statement cycle, $3 each withdrawal over the maximum Maximum six (6) withdrawals per statement cycle, $10 each withdrawal over the maximum Maximum six (6) withdrawals per statement cycle, $10 each withdrawal over the maximum
  Simple Savings
Maintenance Fee $5 monthly maintenance fee unless $100 minimum daily balance requirement is met
Balance Requirements $100 to open
Interest Rate No minimum balance requirement to earn interest*
Transaction Limitations** Maximum six (6) withdrawals per statement cycle, $3 each withdrawal over the maximum
  Gold Savings
Maintenance Fee $10 monthly maintenance fee unless $5,000 minimum daily balance requirement is met
Balance Requirements $5,000 to open
Interest Rate* $250 minimum daily balance requirement to earn interest*; Tiered rates, can change based on account balance
Transaction Limitations** Maximum six (6) withdrawals per statement cycle, $10 each withdrawal over the maximum
  Alliance Money Market
Maintenance Fee $15 monthly service fee unless $10,000 minimum daily balance requirement is met
Balance Requirements $10,000 to open
Interest Rate* $2,000 minimum daily balance requirement to earn interest*; Tiered rates, can change based on account balance
Transaction Limitations** Maximum six (6) withdrawals per statement cycle, $10 each withdrawal over the maximum

*Please contact a Branch Manager or Personal Banker at one of our branches for current fees and interest rates.

**Federal regulations require us to limit the number of preauthorized, automatic, telephone transfers (including facsimile or electronic data transfer), and transfers to third parties, including checks or point of sale transactions, to six per statement cycle.

For more information or to open an account, please see a Branch Manager or Personal Banker at one of our conveniently located branches.